IMPLEMENTASI AKAD MURABAHAH TERKAIT PRODUK PEMBIAYAAN KEPEMILIKAN RUMAH (STUDI KASUS PADA BANK BRI SYARIAH KANTOR CABANG PEMBANTU AIKMEL LOMBOK TIMUR)

The existence of Islamic financial institutions operate in the 3 fields, landing, funding, and banking services. The products are now sought after community is financing products Sharia home ownership. The advantages of home ownership financing products Sharia compared to conventional home ownership credit, customer financing home ownership which takes Sharia feel calmer, because the financing of home ownership is a variant of Sharia murabaha fund distribution in the field, so the mortgage financing products Sharia remains, home ownership without the affected interest rates. This research aims to know the practices of the financing Bank BRI Sharia murabaha contract the supporting Branch Office Aikmel East Lombok, and to know the implementation contract murabaha financing home ownership over the product reviewed from the perspective of law Islam. This research is qualitative research with the method diskriptif. Data retrieval in the form of primary data and secondary data, by means of observation and interviews and then analysing it so that it can provide information that can be used to solve the problem at hand. The results of this research show that the contract on financing products murabaha home ownership the Bank BRI Sharia Branches East Lombok Aikmel helper is in compliance with pillars, Islamic jurisprudence, but still found some weaknesses in the application of the murabaha contract implementation in particular the financing of home ownership of Sharia and not only use but also the murabaha contract using the wakalah contract