Persepsi Masyarakat Tentang Kemudahan Penggunaan Aplikasi OVO dan Hukum Islam OVO

Electronic money has been widely used in various ways, at this time the development of electronic money The OVO application is one of the platforms used as a medium for payment transactions with digital payment methods, there is an OVO cash balance. With the OVO application, the user must register on an application that has determined what must be completed when registering and if already registered, he wants to use the application for transactions, he must first refill it using mobile banking if he doesn't have it or can use the ATM Bersama machine. The purpose of this study was to determine and analyze the effect of public perception of convenience on transactions using electronic money on the OVO application. This research method is a descriptive research type. The collection tool used a questionnaire, with the sample used in this study OVO users. The results of data analysis in this study indicate that the perception of the ease with which people transact using e-money on the OVO application shows that respondents say they have the convenience of transacting using the OVO application. The Ovo application carried out by the OVO user community fulfills the mukhtalifah contract because it is a creative form of ijtihad in today's modern business transactions. Respondents who stated that the OVO application was easy, 1 person disagreed (2.4%), neutral 3 people (7.3%), agreed 22 people (53.7%) and strongly agreed as many as 15 people (36.6). %). From these results, it shows that respondents who agree that the OVO application is easy