PERANAN PT JASA RAHARJA (PERSERO) PERWAKILAN MALANG DALAM MEMBERIKAN BIAYA DAN SANTUNAN KEPADA PARA KORBAN KECELAKAAN LALU LINTAS JALAN DI KOTA MALANG

THE ROLE OF PT JASA RAHARJA (PERSERO) REPRESENTATIVE MALANG IN PROVIDING COSTS AND COMPENSATION TO THE VICTIMS OF ROAD TRAFFIC ACCIDENTS IN MALANG CITY Muhammad Juman Nafi’i Banking and Financial Study Program D-III Program Faculty of Economics and Business University of Muhammadiyah Malang Jl. Raya Tlogomas No. 246 Malang Email: ahmad.naffi98@gmail.com ABSTRACT The purpose of this final project is to describe the role of PT. Jasa Raharja in providing costs and compensation to victims of road traffic accidents in the city of Malang. Then to describe the responsibility of PT. Jasa Raharja in providing costs and compensation to victims of road traffic accidents in the city of Malang. The data analysis technique used is a qualitative analysis technique, namely by presenting data starting with examining all available data from various collected data sources, studying the available data, compiling it in one unit which is then categorized in the next stage and checking the validity of the data and interpreting it. with analysis in accordance with the ability of the researcher's reasoning power to make research conclusions (Moeleong, 2006:247). The results of the study If we look at the comparison in the 2016 table above, it tends to be clear that the number of victims who become victims of accidents with the number of victims who receive costs and compensation is not equal or balanced, because the number of victims in accidents is greater than the number of victims who receive compensation. costs and benefits