NILAI GANTI RUGI ASURANSI ATAS PENGAJUAN KLAIM OLEH KORBAN KECELAKAAN LALU LINTAS DARAT DI PT JASA RAHARJA KANTOR PERWAKILAN MALANG

The title of this research is "The Value of Insurance Compensation for Claim Submission by Victims of Land Traffic Accidents at PT Jasa Raharja Malang Representative Office". The purpose of this study is to understand and describe the inference value of insurance compensation for the submission of claims by traffic accident victims at PT Jasa Raharja Malang Representative Office which is located at Jl. Dr. Cipto No.8, Klojen, Kec. Klojen, Malang City, East Java. In the case of filing an insurance claim, it is necessary to have an assessment of the proposed insurance claim, the insurance company will conduct an assessment and survey of the claims that will be made. If the claim has been approved, the insured will receive a replacement for the claim with a loss value in accordance with applicable regulations. Claims can also be rejected by the insurance company if they do not meet the applicable terms and conditions. The data and information obtained are verified to determine the scope of work and/or the extent of the damage/loss and then compared with the claims submitted. The data and information in question are medical records of traffic accident victims. Look for the unit price for comparison that is used to compare with the claimed unit price. PT Jasa Raharja in collaboration with AdMedika and Consultant Doctors. If it has been compared, the company can conclude the amount of repair/recovery costs in accordance with the ceiling applied to the repair/recovery costs