Pengaruh Rasio Likuiditas, Kualitas Aktiva, Sensitivitas, Efisiensi dan Permodalan Terhadap ROA pada Bank Umum Swasta Nasional Devisa

This research airms to analyze whether LDR, IPR, APB, NPL, IRR, PDN, BOPO, FBIR, and FACR in the Regional Development Banks partially or simultaneosiusly.Smples in research are Bank MayBank Indonesia, Bank OCBC NISP, Bank PAN Indonesia. Data in this research uses secondary ata and data collecting method in this research uses documentation method. The data are taken from published financial report of Goverepment Banks begun from frist quarter al year 2013 until forth quarter at yeat 29014. The technique of data analysis uses multipe linier regression analysis.The result of the research showed that LDR, IPR, APB, NPL, IRR, PDN, BOPO, FBIR, and FACR simultanesously heve a significant impact on ROA in the Regional Development Banks. BOPO significant negative effect on ROA in the Regional Development Banks. And IPR, NPL, IRR, and FACR has a positive effect on ROA insignificant effect on ROA insignificant Regional Development Bank LDR, APB, PDN , and FBIR insignificant negatif effect on ROA in the Regional Development Banks