Pengaruh Likuiditas, Kualitas Aktiva, Sensitivitas Pasar, Efisiensi Dan Solvabilitas Terhadap Return On Assets (ROA) Pada Bank Pembangunan Daerah

This study aims to analyze whether the LDR, IPR, APB, NPL, IRR, BOPO, FBIR PR, and FACR have a significant effect on ROA simultaneously and partially to the Regional Development Bank. The samples are four banks, namely: BPD south Kalimantan; BPD Sulsel and Sulbar; BPD Aceh; BPD Maluku and BPD Papua. Collection methods in this research is collection data from publication financial report of regional bank in Bank Indonesia website starts from the first quarter of 2010 to two quarter of 2015. Data analysis techniques in this research is descriptive analysis and use of multiple linear regression analyzes. The results showed that IPR, APB, NPL, BOPO,FBIRdan FACR have a significant effect on ROA simultaneously on the Regional Development Bank. IPR, APB, NPL,BOPOdan FACRpartially the negative effects that does not have a significant impact on the ROA Regional Development Bank. LDR , IRR, FBIR dan PRpartially have no significant positive effect on ROA in the Regional Development Bank. Key words : Regional Development Bank, Liquidity ratio, Asset Quality ratio, Sensitivity toMarket ratio, Efficiency ratio and Solvency rati