Lpengaruh LDR, LAR, NPL, APB, IRR, BOPO, FACR DAN PR TERHADAP ROA (RETURN ON ASSET) PADA BANK PEMBANGUNAN DAERAH

This research aims to analyze whether LDR, LAR, NPL, APB, IRR, BOPO, FACR and PR simultaneously and partially have influence significant toward ROA on The Regional Development Banks. Samples in research are BPD Dki Jakarta Bank, BPD Jawa Timur Bank, BPD Kalimantan Timur Bank, BPD Riau Bank and BPD Sumatra Selatan Bank. Data and data collecting method in this research uses secondary data. The data are taken from published financial report of The Regional Development Banks begun from first quarter at year 2009 until quarter at year 2012. The technique of data analysis uses multiple regression analysis. The result of the research showed that LDR, LAR, NPL, APB, IRR, FACR and PR simultaneously have influence significant toward ROA on The Regional Development Banks. LDR, NPL and IRR partially have influence negative unsignificant toward ROA on The Regional Development Banks. LAR partially have influence positive unsignificant toward ROA on The Regional Development Banks. And the other hand, APB partially have influence positive significant toward ROA on The Regional Development Banks. BOPO, FACR and PR partially have influence negative significant toward ROA on The Regional Development Banks. And among the ten variable most dominant variable was the LDR. Key word : Return on Asset, On The Regional Developm