Pelaksanaan Pemberian Kredit Modal Kerja Pada Bank Rakyat Indonesia (Persero) Tbk. Kantor Cabang Surabaya-Tanjung Perak

Working capital credit is a facility provided by a financial institution to s business actor to be used as business capital. In giving credit, without being analyzed in advance it is very dangerous for the bank, because without being anlyzed in advance the prospective customer provides data that is fictitious. This study aims to determine the implementation, application process, approval and search process in grating working capital credit to Bank Rakyat Indonesia (Persero) Tbk. Surabaya-Tanjung Perak Branch Office. This study uses a descriptive method that as limits that focus on implementation, application process, approval and search process in grating working capital credit. The technique used in this study is using interview and observation techniques. From the results of the study found that the provision in grating working capital credit must know the credit facilities that will be given to prospective customers whether the customer is feasible or not. By using 5C principles, namely Charakter, Capacity, Capital, Colleteral, and Conditions. Keyword : Implementation of the provision of working capital credit to Bank Rakyat Indonesia (Persero) Tbk. Surabaya-Tanjung Perak Branch Offic