Prosedur Pelaksanaan Kredit Modal Kerja Pada Perumda BPR Bank Daerah Lamongan

Provision of credit to banks is the largest source of funds for a bank, one of which is working capital credit. In carrying out its activities, banks are also required to be able to provide a sense of security and a sense of trust to customers of various kinds of products and services that have been offered by trying to always improve the quality of service to each customer. The purpose of this study was to determine the process of implementing working capital loans in the Perumda BPR Lamongan Regional Bank which includes the definition and type of working capital loans, the process of applying for credit to the process of disbursing and supervision of credit in Perumda BPR Lamongan Regional Bank. Data collection methods used in this study include interviews, documentation studies and observations. The research design used is descriptive research that describes the situation, conditions, by discussing data and information obtained by connecting with existing theories and by going through the stages of research namely planning, implementing, evaluating, preparing reports. In accordance with the results of research on the procedures for implementing working capital loans in the Lamongan Regional Bank, several findings were obtained, namely the definition and type of working capital loans, the submission process, the interest calculation process, the approval process and the disbursement of working capital loans in the Perumda BPR Lamongan Regional Bank. Key words : procedure, working capital credi