Pengaruh Kinerja Keuangan Terhadap Roa Pada Bank Umum Swasta Nasional (Busn) Devisa

Banks are the financial institutions that have function collect funds from the public in the from of deposits and distribute it the to the public in the from of the loans and or other froms in order to improve the standart of people living.. This research aims to analyze whether LDR, NPL, APB, PDN, IRR, BOPO and FBIR simultaneously have significant effect on ROA. It uses secondary data taken by means of documentation method. These data were taken from published financial report of the foreign national banks form quarterly of 2013 until second quarterly 2018. Multiple regression analysis was used for analysis. It shows that BOPO partially have negatif significant effect on ROA. In addition LDR, APB, PDN, IRR partially have positive unsignificant effet on ROA. But, NPL and FBIR partially have negative unsignificant on ROA. Keywords: Liquidity, Asset Quality, Market Sensitivity, Efficiency and Profitability