Pengaruh Kinerja Keuangan Terhadap Roa Pada Bank Umum Swasta Nasional Devisa

Bank are business entities that collect funds from the publlic in the from of deposits and distribute it the to the public in the from of loans and or other forms in order to improve the standard of people living. This research aims to analyze whether LDR, NPL, APB, IRR, PDN, BOPO, and FBIR simultaneously and partially have significant effect on ROA. It uses secondary data taken by means of documentation method. These data were taken from published financial report of the foreign exchange privat commercial bank from first quarter of 2013 until second quarter of 2018. Multiple regression analysis was used from analysis. It shows that LDR, NPL, APB, IRR, PDN, BOPO, and FBIR simultaneously have significant effect on ROA. In addition, IRR, BOPO, and FBIR partially have significant effect on ROA. But, LDR, NPL, APB, and PDN partially have insignificant effect on ROA. Keywords: Liquidity, Asset Quality, Market Sensitivity, Efficiency, and RO