PENGARUH PENDAPATAN DAN PENGETAHUAN KEUANGAN TERHADAP PERENCANAAN KEUANGAN KELUARGA DI SURABAYA

Every individuals has a goals to be achieved. Generally, the goals are achieving happiness and success, and they have different ways to accept that. Generally, in t financial case, people commonly says that they will be happy and success if already get financial freedom it means that the money no longer something to be cathed, they are also free from loan, have cash on their bank, and they are protected from any risk by insurance. The aims of this study to test impact income dan financial knowledge to family financial planning. Total respondents are 147 respondents in Surabaya with a minimum total of income Rp. 4.000.000 per months. This study used questinnaire and Partial Least Squares (PLS) as the analysis technique. The result showed that income has’t impact and financial knowledge has negative impact but not significant to family financial planning. Keywords : income, financial knowledge, family financial plannin