pengaruh literasi keuangan, personality traits dan sikap terhadap uang pada perencanaan keuangan keluarga

the purpose of this study is to examine and analyze the impact of financial literacy, personality traits and attitudes toward money on family financial planning. the sample of this research is 140 families who live in surabaya and also by using technical data analysis of mra test. financial literacy has a positive impact on family financial planning. it indicates that financial literary that every individual has will affect them in planning their family’s finance. personality traits have a positive impact on family financial planning, and it can be concluded that personality traits owned by every individual can affect them in planning his family's finances. the higher the personality trait owned by each individual, the better the financial planning of their family. the attitude towards money also have a positive impact on family financial planning. the better the attitude towards money, the better the family financial planning