Pengaruh Literasi Keuangan, Nilai Pribadi, dan Sikap Pengelola Keuangan terhadap Perencanaan Keuangan Keluarga

This study examines the effect of financial literacy, personal values and attitudes of financial managers on family financial planning. The purpose of this study was to determine the effect of financial literacy, personal values, and the attitude of financial managers on financial planning. The object of this research is all married people as financial managers and residing in the cities of Tuban, Lamongan and Bojonegoro. The data collection technique used a questionnaire survey and measured using a Likert scale and a ratio scale. The sampling technique used purposive sampling and convenience sampling. The research sample was 110 respondents. The data analysis technique was carried out using statistical methods through descriptive analysis and inferential analysis using the Least Square Structural Equation Model (SEM-PLS) with SmartPLS 3 software. The results of the study using data analysis showed that financial literacy has a significant positive effect on family financial planning. Personal values have a significant positive effect on family financial planning. As well as the attitude of the financial manager has a positive but insignificant influence on family financial planning. Keywords: Financial Literacy, Values, Attitudes and Financial Planning