Perlindungan Hukum Bagi Kreditur Dalam Perjanjian Kredit Dengan Jaminan Hak Tanggungan Menurut Undang-Undang No. 04 TAHUN 1996 (Studi kasus di BRI Cabang Klaten)

This study belongs to a normative law research that is descriptive in nature. The approach employed here was the one to law procedure, the research done in certain legislation or written law. Technique of collecting data used was library study while technique of analyzing data was the qualitative one. The result of law research shows that the form of law protection given to the creditor when the debtor commits the violation according to Act Number 4 of 1996 is the credit agreement written in the form of deed, both informal and authentic deed corresponding to the explanation of Article 10 of Act Number 4 of 1996, about The process of execution of mortagges as legal protection against creditors at BRI Bank Klaten branch and Mechanisms performed in the event of bad debts in BRI Bank Klaten branch