Usaha Mikro dan Menengah yang Didukung Lembaga Keuangan dengan Pola Syariah sebagai Modal Kegiatan Ekonomi untuk Meningkatkan Daya Saing Daerah

This study aims to encourage groups of SMEs and micro-patterns of Islamic financial institutions as one model that can be developed to perform collaborative community economic activities that can enhance regional competitiveness. Qualitative descriptive methods development research, with interviews, observation and research survei.Hasil SMEs have a number of businesses reached 51.3 million units accounting for 99%, employment 90.9 million (97%), accounted for Rp2.609 trillion GDP (55.6%), the contribution of foreign exchange amounting to Rp183, 8 trillion (20%). account the amount of financing for SMEs to reach 600 thousand or 69.3% reaching a total Islamic banking financing account. SME financing Islamic banking sector is concentrated in retail (31.1%), business services (29.3%) and trade (13.2%). MSME activities supported Islamic financial institution is viable as an alternative model of economic activity of small communities that survived and are ready to asean single market by 2015. Because the practice of Islamic banking and its products is in accordance with the nature of the business sector SMEs