Add to ORKGWorld economic losses due to natural disasters have increased faster than GDP in the last three decades because risky regions have sustained growing population and low prevention measures. Moreover, only a third of these losses are insured and the low penetration of insurance generates undesirable wealth fluctuation for affected population. In this context and in the perspective of climate change, reducing natural disaster losses and increasing insurance coverage have become main challenges for our societies, which are addressed in the present thesis. Low current levels of prevention measures and insurance coverage can be explained by the numerous market imperfections and poorly designed public policies, as detailed in the introductive chap...