Digitization in the Financial Industry: Empirical Evidence on Data Privacy and Digital Assets

This dissertation examines digitization in the financial industry and provides empirical evidence on data privacy and digital assets. The four research papers of this dissertation comprise several distinct analyses of the FinTech sector in two different focus areas. First, the entire FinTech market is mapped with a market overview and volume estimates, as well as analyses on data privacy and the implementation of the General Data Protection Regulation. Second, crowdfunding is combined with blockchain technology to provide a deeper analysis of the FinTech micro level. In this context, blockchain-based security token offerings and tokenizations of real estate are considered