Pengaruh CAR, NPL, FDR Terhadap Profitabilitas Pada PT. Bank Muamalat Indonesia, Tbk Periode 2014-2021

This research was aimed at examining the influence of the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Deposit (FDR) on the profitability of Bank Muamalat Indonesia for the period 2014-2021. The sample of this research is the quarterly financial statements of Bank BCA Syariah for the period 2014-2021 through a purposive sampling technique. The analytical method used is multiple linear regression analysis. The results of this study indicate that partially the Effect of Capital Adequacy Ratio (CAR) has a positive and significant effect on profitability (ROA), Non-Performing Financing (NPF) has a negative and significant effect on profitability (ROA), Financing to Deposit (FDR) has a positive and significant impact on profitability. significant effect on profitability (ROA), and simultaneously CAR, NPF, and FDR have a significant and significant effect on profitability.Penelitian ini dilakukan untuk menguji Pengaruh Capital Adequacy Ratio (CAR), Non Perfoming Financing (NPF), Financing to Deposit (FDR) terhadap profitabilitas Bank Muamalat Indonesia periode 2014-2021. Sampel penelitian ini yaitu Laporan keuangan triwulan Bank BCA Syariah periode 2014-2021 melalui teknik purposive sampling. Metode analisis yang digunakan yaitu analisis regresi linier berganda. Hasil dari penelitian ini menunjukkan bahwa secara parsial Pengaruh Capital Adequacy Ratio (CAR) berpengaruh positif dan signifikan terhadap profitabilitas (ROA), Non Perfoming Financing (NPF) berpengaruh negatif dan signifikan terhadap profitabilitas (ROA), Financing to Deposit (FDR) berpengaruh positif dan signifikan terhadap profitabilitas (ROA), serta secara simultan CAR, NPF, dan FDR berpengaruh dan signifikan terhadap profitabilitas