Analisis pengaruh CAR, NPL dan LDR terhadap profitabilitas perusahaan perbankan yang listing di BEI (2014-2016)

ABSTRAKPenelitian ini dilakukan di perusahaan perbankan yang listing BEI periode 2014-2016. Tujuan penelitian untuk mengetahui pengaruh antara Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), dan Loan to Deposits Ratio (LDR) terhadap profitabilitas (ROA) dengan sampel sebanyak 23 perusahaan perbankan. Pemecahan masalah menggunakan teknik analisis regresi linier berganda.Berdasarkan hasil analisis maka diketahui bahwa CAR berpengaruh positif dan tidak signifikan terhadap profitabilitas (ROA).NPL berpengaruh negatif dan tidak signifikan terhadap profitabilitas (ROA), sebaliknya LDR berpengaruh negatif dan tidak signifikan terhadap profitabilitas (ROA).Kata kunci: CAR, NPL, LDR, profitabilitas. ABSTRACTThis research was conducted at the banking company in Indonesia Stock Exchange 2014-2016.Research to look at the relationship between the Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and Loan to Deposits Ratio (LDR) to profitability (ROA) with a sample of 23 banking companies.Problem solving using multiple linear regression analysis techniques. Based on the analysis it is known that the CAR no significant effect on profitability (ROA). NPL no significant negative effect on profitability (ROA), otherwise Loan to Deposits Ratio no significant negative effect on profitability (ROA). Keywords: CAR, NPL, LDR, profitability