KONSEKUENSI YURIDIS PERBEDAAN PENGATURAN TENTANG KRITERIA TEKNOLOGI FINANSIAL ANTARA BANK INDONESIA DENGAN OTORITAS JASA KEUANGAN

This study aims to determine the juridical factors that distinguish the criteria for financial technology under the regulations of Bank Indonesia and the Financial Services Authority and to determine the juridical consequences of this on society, especially business actors in the field of financial technology.This research uses a normative research with the type of regulatory synchronization. This study uses secondary data consisting of primary legal materials, namely related laws and regulations and secondary legal materials, namely books, journals and articles. The data obtained were then analyzed using qualitative methods.Based on the research results, there are juridical factors that cause differences in definitions and criteria between Bank Indonesia and the Financial Services Authority. This difference causes juridical consequences for business actors operating in the field of financial technology