THE EFFECT OF FINANCIAL ATTITUDE AND FINANCIAL KNOWLEDGE TO FINANCIAL BEHAVIOUR MANAGEMENT ON SMALL MICRO ENTERPRISE BUSINESS (SMES) IN BEKASI, INDONESIA (Turnitin)

This study aims to study the major relationships related to finance and financial knowledge on the management of financial behavior. This study uses two independent variables (X) and one dependent variable (Y). Financial attitude variables have four measurement indicators, financial knowledge variables have three measurement indicators and financial behavior management variables have four measurement indicators. This research is a quantitative study that uses a questionnaire to measure 70 respondents of SMEs in Bekasi – Indonesia. In total 100 questionnaires were distributed, 80 questionnaires were returned and only 70 questionnaires met the requirements and could be used in research. The questionnaire in this study used a likert scale which was then regressed using SPSS 25.The results of this study conclude that financial attitude has an influence on financial behavior management and financial knowledge does not have an influence on financial behavior management on SMEs in Bekasi - Indonesia. This research is different from some previous studies that focus on the respondent of SMEs and are studied in developing countries such as Indonesi