Add to ORKGThis Article examines the payday loan phenomenon, reviews state and federal attempts to regulate it, and explores its most recent appearance under the protection of state CSO laws designed to protect overextended consumers. Part II examines the transaction and the parties involved: what is a payday loan; who makes them; and who are the customers? Part III describes state and federal attempts to regulate payday lending. Part IV explores states\u27 attempts to protect credit-seeking consumers with laws designed to regulate CSOs and the payday loan\u27s emergence between the lines of this regulation. Part V concludes with some thoughts on approaches to tame the Hydra once and for all
This article provides a side-by-side comparison of payday lending and consumer litigation funding in...
Across America, drivers pass twice as many payday loan storefronts as Starbucks coffee shops.2 In tw...
Numerous industries face the problem of reaching a delicate balance between satisfying industry inte...
This Article examines the payday loan phenomenon, reviews state and federal attempts to regulate it,...
This Article argues that banks, which face both regulatory and public pressures to maintain good pra...
Would you pay 1000 dollars in fees to borrow 100 dollars for a period of twenty weeks? Is it possibl...
Since payday lenders came on the scene in 1990s, regulation of their predatory practices has been ...
If you have ever driven by a street, typically not in a very wealthy neighborhood, where a store fro...
A "payday loan" is a short-term loan made for seven to 30 days for a small amount. Fees charged on p...
This article briefly describes the history of the Consumer Financial Protection Bureau (CFPB), descr...
If you have ever driven by a street, typically not in a very wealthy neighborhood, where a store fro...
The growth of payday lending markets during the last fifteen years has been the focus of substantial...
Payday lenders are becoming more common across America as they meet the unique needs of consumers un...
As recovery from the economic downturn continues, American consumers face an unabated need for short...
The payday loan, or more generally, the deferred deposit loan, is among the most contentious forms o...
This article provides a side-by-side comparison of payday lending and consumer litigation funding in...
Across America, drivers pass twice as many payday loan storefronts as Starbucks coffee shops.2 In tw...
Numerous industries face the problem of reaching a delicate balance between satisfying industry inte...
This Article examines the payday loan phenomenon, reviews state and federal attempts to regulate it,...
This Article argues that banks, which face both regulatory and public pressures to maintain good pra...
Would you pay 1000 dollars in fees to borrow 100 dollars for a period of twenty weeks? Is it possibl...
Since payday lenders came on the scene in 1990s, regulation of their predatory practices has been ...
If you have ever driven by a street, typically not in a very wealthy neighborhood, where a store fro...
A "payday loan" is a short-term loan made for seven to 30 days for a small amount. Fees charged on p...
This article briefly describes the history of the Consumer Financial Protection Bureau (CFPB), descr...
If you have ever driven by a street, typically not in a very wealthy neighborhood, where a store fro...
The growth of payday lending markets during the last fifteen years has been the focus of substantial...
Payday lenders are becoming more common across America as they meet the unique needs of consumers un...
As recovery from the economic downturn continues, American consumers face an unabated need for short...
The payday loan, or more generally, the deferred deposit loan, is among the most contentious forms o...
This article provides a side-by-side comparison of payday lending and consumer litigation funding in...
Across America, drivers pass twice as many payday loan storefronts as Starbucks coffee shops.2 In tw...
Numerous industries face the problem of reaching a delicate balance between satisfying industry inte...