This bachelor thesis describes the product of building savings. Further, the thesis deals with the legislative adjustments of the building savings since its origin in 1993 to the present and focuses on analyzing the impacts of these adjustments to all participants of the system of building savings. The focus of this thesis is to analyze the implications of proposed legislation in 2011 on expenditure and government revenue, product provider and for the end consumer and serves as a comprehensive macro-economic perspective on the current state of housing savings schemes in the Czech Republic. The thesis discusses the possible impacts of the approved revised in 2012 and outlines a new possibilities for building societies resulting from this tre...