Pengaruh likuiditas, kualitas aktiva, sensitivitas, Dan efisiensi terhadap car pada bank Pembangunan daerah

The aims of this research is to determine whether the LDR, IPR, LAR, APB, NPL, IRR, BOPO, and FBIR both simultaneously and partially have significant and which variable has the dominant effect on CAR. Population of this research is Bank Pembangunan Daerah with using purposive sampling methods. This reseach uses secondary data taken from the financial report from period I quarter of 2013 until IV quarter of 2017 with the sample consists of BPD Jambi, BPD Sulawesi Utara, dan BPD Papua. The data collected methods used documentation methods and the technique data analysis used is descriptive analysis and multiple regression analysis. The result show that LDR, IPR, LAR, APB, NPL, IRR, BOPO, dan FBIR simultaneously have significant influence on CAR and LDR, IPR, LAR, IRR partially have significant influence on CAR. The dominant variable is LAR with a contribution of 55.06 percent. Keywords : Liquidity, Asset Quality, Sentivity, efficieny, and Capital Adequacy Ratio