Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Pasar, Profitabilitas, dan Efisiensi Terhadap Permodalan Pada Bank Umum Swasta Nasional Devisa

Function of bank is to collect funds in the form of savings and channel them back to the community in the form of credit. This research aims to analayze whether LDR, IPR, APB, NPL, IRR, PDN, ROA, ROE, BOPO, and FBIR simultaneously and partially have significant effect on CAR. This Research uses secondary data taken from financial statements from period I quarterly of 2014 until II quarterly in 2019 of Bank Umum Swasta Nasional Devisa. The data were processed by using SPSS 16.0. Multiple regression analysis was used for analysis. It shows that LDR, IPR, APB, NPL, IRR, PDN, ROA, ROE, BOPO, and FBIR simultaneously have significant effect on CAR. Variable LDR, IPR, and ROA partially have positive significant effect on CAR. And then ROE and FBIR partially have positive insignificant effect on CAR. Variable APB partially has negative significant effect on CAR, but variable NPL, IRR, PDN, and BOPO partially have negative insignificant effect on CAR. Keywords: Liquidity, Asset Quality, Sensitivity, Prifitability and Efficienc