In the context of residential retrofit programs as an opportunity for climate change mitigation and health, the mechanisms that lead to unexpected outcomes in indoor temperature and energy consumption are not well understood. Paradoxical and surprising findings have been attributed to householder behaviour. Better knowledge of householder practices is needed for more effective designs of interventions. This paper draws on a mixed methods study of an energy retrofit program for the homes of low-income, elderly or frail householders in Victoria, Australia. A quantitative exploration was combined with a phenomenological enquiry to explain the outcomes in warmth, heating energy consumption and householder satisfaction through householder practi...