Regulation of commercial banking by the central bak

- 70 - 10 Resumé Regulation of commercial banking by the central bank This diploma thesis deals with regulation and supervision of a commercial banking. It is focused on changes which were made in this area during the last several years. The next purpose of the thesis is evaluation of reforms which are proposed as an answer to the present financial crisis. In an introductory passage I generally define regulation and supervision of the commercial banking, refer to organizations which have key importance in the banking regulation, enlarge upon risks to financial stability of commercial banks (credit, operational, likvidity, interest rate, capital and market risk), introduce causes for existence of the banking regulation and mention its objectives. Next I deal with particular methods of the regulation, for example a minimum capital requirements, a financial reporting and desclosure requirements, large exposures restrictions, a deposit guarantee or position of the central bank as a lender of last resort. The main part of the thesis is focused on descriptions of changes which were made during the past few years and after that I evaluate drafts that are proposed as a answer to financial crisis which has last from 2007. Main changes are connected with an approval and an implementation of a new capital adequacy..