Pengaruh Total Asset Turnover, Non Performing Loan, Dan Net Profit Margin Terhadap Return on Asset (Studi Pada Bank Umum Swasta Devisa Yang Terdaftar Di Bank Indonesia Tahun 2010-2012)

The purpose of this research is to know the influence of total asset turnover, the non performing loan, and net profit margin of return on assets, either simultaneously or partial. Based on the terms of the free variables in this study is total asset turnover, the non performing loan, and net profit margin as well as bound variables in this study return on assets. Research results for the years 2010 to 2012 indicates the variable is bound to the return on asset and free varibel net profit margin increased for three in a row, and the value of non performing loan experience a State of contrast that experienced a decline for three consecutive years, while other free variables total asset turnover decline in 2011 but again showed an increase in 2012. Methods this study prove that simultaneous or partial variables total asset turnover, the non performing loan, net profit margin effect on return on assets