Analisis Perbandingan Tingkat Efisiensi Bank Umum Swasta Nasional Dan Bank Asing Di Indonesia Berdasarkan Data Envelopment Analysis (Studi Pada Busn Dan Bank Asing Di Indonesia Periode 2012-2015)

The object of this research is theNationalPrivateBanks and ForeignBanks in the period from 2012 to 2015 were used 27 samples consisting of 19 National Private Banks and 8 Foreign Banks. The variables used are: input variables such as total deposits, labor costs, and fixed assets; and the variable output are total loans and total revenue. In this study, the parameters used to measure the efficiency levelis the Data Envelopment Analysis (DEA). Overall, the input and output of groups National Private Banks show their dominance over a group of Foreign Banks tend to have low input and output. At the DEA efficiency score equal with one can say relatively efficient and less than 1 indicates inefficiency. The results of the analysis using Data Envelopment analysis shows that Foreign Banks have an average score of efficiency ranges above score of 0.8, while National Private Banks had an average score of efficiency ranges above score of 0.6. Based on the different test using ANOVA, also showed that there are significant differences between the two groups of banks. This indicates that National Private Banks can not maximize its input in the form of output