Asuransi Pertanian Berbasis Indeks Iklim: Opsi Pemberdayaan Dan Perlindungan Petani Terhadap Risiko Iklim

. Extreme climate events continue to occur and the increasing frequency and intensity. Floods, drought and pest attacks are the impacts of extreme climate events that are part of that must be faced by rice farmers in almost every season. Several attempts have been made by farmers in order to reduce climate risks, but how is not enough. There needs to be a formal protection support for farmers to protect from climate risks. One is the Insurance Climate Index. Climate index insurance is a form of agricultural insurance in which the insured is the climate index and not the plants. This system provides payments to policyholders when weather conditions are met/climate are not expected (Climate Index) without any evidence of crop failure. This insurance can accelerate the acceptance of farmers to adaptation or integration of information technology forecasts season / climate in making decisions. In a climate insurance system payment is made based on whether the specified climate index reached the insured crop growth period. The purpose of this paper is to provide information and an overview of developments Climate Index Insurance in climate risk management in Indoensia. The results of the study showed that the Insurance Climate Index likely to be developed and applied in Indonesia. Farmers' willingness to pay a premium as well as a good response into potential development for Climate Index Insurance. The successful implementation of this program should be supported by an increase in human resources, institutions at central and local levels. Government support through Law No. 19 of 2013 on the Protection and Empowerment of Farmers become very important as an legal law that protects the activity and the sustainability of this program