Penentuan Tingkat Kesehatan Bank Dengan Menggunakan Metode Risk-based Bank Rating (Rbbr) (Studi Kasus Pada Busn Devisa Yang Terdaftar Di Bei Periode 2012 - 2014)

Bank has an important role in the development of the economy of a country, so they need to do an assessment of the rate of health. This study aimed to determine the health rate BUSN Exchange listed on the Stock Exchange in the period 2012-2014 were calculated using the Risk-Based Bank Rating. Assessment by the method has four factors to be assessed, the risk profile, good corporate governance, earnings and capital. At factor risk profile using the ratio of Non Performing Loans (NPL) and Loan to Deposit Ratio (LDR), the factors GCG obtained from self assessment by banks, the factor of earnings using ratios Return on Assets (ROA) and Net Interest Margin (NIM), as well as the capital using the ratio of Capital Adequacy ratio (CAR). The method used in this research is descriptive research with quantitative approach. The sample used in this study were 13 banks. The results of the study were obtained from the average NPL bank in a very healthy state. Ratings by LDR shows the average bank in a state of well-being. Assessment using GCG shows the average bank in good condition. Ratings by ROA shows the average bank in a very healthy state. Ratings by NIM showing the entire bank in a very healthy state. Ratings by CAR indicates the entire bank in a very healthy state. Banks should be able to maintain their health by improving its performance