Akibat Hukum terhadap Pencantuman Klausula Baku dalam Polis Asuransi yang Bertentangan dengan Pasal 18 Undang-undang No.8/1999

The protection of policy holder still is weakness, if we are know in the insurance cases. Policy holder will be always loss, because of do not understand about the content of contract agreement between policy holder and insurance company ( insurer). Valid or not valid about that contract be appear from Standardized Contract for binding or effective for that party still debatablle in lawyer. This situation is responsive for law community to look for justice for police holder will be occur in weakness position be up against insurance company will be position as strong party. The agent of the company in cover this transaction by preparing a modelled draft of contract for signing by the partner of contract aware or not aware already constraint the freedom of contract