Reflection of the Economic Crisis in the Consumer and Entrepreneurs Subsectors

National accounts provide data about the economic behaviour of the sector of households as a whole and, to a limited extent, also divided into the consumer and entrepreneur sub-sectors. Time series of the sub-sector data are short, but cover the periods of significant economic changes. It is usual that final consumption expenditure and investments grow in times of economic growth. Recessions and crises are reflected in cautious consumer activity – lower consumption and less interest in investments and consequently in loans. When the signs of a crisis occur, producers immediately reduce costs and investments, and try not to increase their indebtedness. This paper should help identify manifestations of these general observations concerning consumers' and producers' behaviour in the period from 2009 to 2014, namely, behaviour of households in the Czech Republic viewed as consumers and as entrepreneurs. The article focuses in this context also the information value of the data for subsectors