ABSTRACT This article addresses the disparity disabled people face when in need of Health Care plans. The entire health care experience is different for them starting from the point that they have to state their disabling condition which is seen as a pre-existing disease, creating a waiting period before they can make proper use of the benefits. The fact that society, in general, is totally unaware of such condition has transformed it into a chronic disease, a social burden and a problem. The stigma of being disabled is outrageous, turning blind, deaf and mentally or physically impaired into both helpless and defenseless human beings entitled to no rights, always coming in last place in the order of things. These marked differences in healt...