Short Prolegomena of a »Right to a Home« in the Consumer Bankruptcy Act

Kriza identiteta modela »socijalne države« otvorila je niz pitanja za teoretičare i praktičare. Ovi problemi, naravno, nisu zaobišli niti sustav potrošačko stečajne zaštite kojoj je primarni cilj ekonomska i socijalna »rehabilitacija« potrošača što je differentia specifica u odnosu na primarni cilj korporativnog stečaja, namirenje vjerovnika. Prostor koji ovdje imamo ne dopušta detaljnu raščlambu ove problematike, pa smo prinuđeni ograničiti se isključivo na jedno od ključnih pitanja novog potrošačko stečajnog zakonodavstva: prava na dom. Pritom se posebno analizira praksa Europskog suda za ljudska prava (dalje: Europski sud) u postupcima prema čl. 8. Europske konvencije za zaštitu ljudskih prava i temeljnih sloboda (»Pravo na dom«) jer polazimo od pretpostavke da saznanja o ovome mogu biti ključna za razumijevanje problematike rada, kao i za pravilnu primjenu instituta prava na dom. U cilju što sveobuhvatnijeg odgovora na samu temu, uz uvažavanje prethodno navedenog, struktura i koncept rada je tome morao biti prilagođen. Ovaj rad mogao je biti podijeljen na tri dijela što će se i vidjeti tijekom njegovog čitanja, ali to formalno nije učinjeno.The identity crisis of a »welfare state» model has raised a number of questions for theorists and practitioners. These problems, of course, have not surpassed the system of consumer bankruptcy protection which has the primary objective - economic and social »rehabilitation« of consumers and which is differentia specifica in relation to the primary objective of corporate bankruptcy − settlement of creditors. The scope of this paper does not permit a detailed analysis of these issues, and we are forced to limit ourselves exclusively to one of the key issues of the new consumer bankruptcy law: the right to a home. We specifically analyze the practice of the European Court of Human Rights (hereinafter: European Court) in proceedings under Art. 8 of the European Convention for the Protection of Human Rights and Fundamental Freedoms ("Right to a Home") because we assume that it is a key to understanding the paper subject, as well as to the proper application of the institute of “right to a home”. With respect to the foregoing, in order to have a comprehensive answer to the subject, the structure and concept of paper had to be adjusted. This paper could have been divided into three parts, but it has not been formally done