ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN LABA PERUSAHAAN ASURANSI UMUM SYARIAH DI INDONESIA ( PERIODE 2013 - 2015 )

Insurance agencies are the institutions that providers refuge in the insured with risks in future. The majority of people were muslim country, then required insurance products syariah based, namely an attempt to protect and cooperate among a number of persons through investments in assets and/ or tabarru‟ that gives the return to face certain risks through do not appropriate syariah. The research is quantitative data research is used in the form of the numerical. Using samples from 12 insurance companies syariah commercial in Indonesia. But independent variable used in research is a premium income, the claims, its operating costs, and yields. While dependent variable is profit growth. The data used in the research is secondary data obtained from publication financial report each of the enterprises insurance syariah which become object of research. The purpose of study is to determine the effect of income premium, the claims, operating costs, and yield simultaneously influences profit growth. The result showed that income premium, the claims, its operating costs, and yield simultaneously influences profit growth to insurance companies syariah commercial in Indonesia the period 2013 – 2015. Testing partial income in the premium influences and its operating costs profit growth and the claims and yields have a not influence on profit growth to insurance companies syariah commercial in Indonesia the period 2013 – 2015