Abuse of bank guarantee

Magistrska naloga uvodoma pojasni pojem bančne garancije, njene osnovne značilnosti in vrste ter oblike. Največ pozornosti je namenjeno obravnavi zlorab neodvisnih bančnih garancij, oziroma bančnih garancij »na prvi poziv«. Za zlorabo gre, ko so sicer izpolnjeni pogoji za izplačilo garantiranega zneska iz bančne garancije, vendar pa je očitno, da zavarovana obveznost iz temeljne pogodbe ni kršena. Naročnik garancije ima v takem primeru možnost predlagati sodišču izdajo začasne odredbe, kasneje pa pravico neupravičeno izplačan znesek zahtevati nazaj. Banka garant ima regresno pravico do naročnika, prav tako pa ima možnost predlagati izdajo začasne odredbe.Magister theses initially explain the concept of bank guarantee, its basic features, types and forms. Further there is more attention on fraud and abuse of independent bank guarantee or bank guarantee on first call. Abuse of bank guarantee is when the conditions for payment of the guarantee amount of bank guarantee are fulfill, but is obvious that secured obligation from main contract is not breached. Principal of the bank guarantee has in such case the opportunity to propose the Curt for temporally injunctionfurthermore he has a right to require undue amount paid back. Bank guarantor has a right of recourse to the subscriber, the bank has also the opportunity to propose the Curt for temporally injunction