A Study of State Educational Loan Demand Diversity and its Influencing Paths–An Empirical Analysis based on SEM Model

AbstractThis paper focuses on discussing the impacts of state educational loan on the students’ study and life. At first, it judges if there is correlation between students’ family background, type of the university and educational loan based on social investigation, explore the impacts of education loan on the students’ further education in future and put forwards research hypothesis; then, it collects data by means of large sample investigation, and carries out regression analysis using LISREL software data, conducts hypothesis test, obtains research results and finally analyzes the results and makes reasonable explanations