FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MAHASISWA UIN SUNAN KALIJAGA UNTUK MENABUNG DI BANK SYARIAH

This study aims to determine the factors that affect student interest UIN Sunan Kalijaga Yogyakarta for savings in Islamic banks. The object of this study are students UIN Sunan Kalijaga Yogyakarta. The data used is primary data, conducted by means of questionnaires and using random sampling method. The sample in this study are students S1 UIN Sunan Kalijaga totaling 100 students. The data analysis technique used is multiple linear regression. Test this hypothesis using t-statistic to test coefficient partial regression, and test the Fstatistic to test the effect of simultaneous or together with a significance level of 5%. It also performed classical assumption that include multicollinearity test, autocorrelation test, heteroscedasticity test, and test for normality. The results of this study indicate that financial literacy variable, profit sharing, reigiusitas, and revenues simultaneously affect the interest savings in Islamic banks. Financial literacy variable, profit sharing, religiosity, and revenue partially affect the interest savings in Islamic banks. the ability of the four variables on the interest of saving money in this study was 56.6%, while 43.4% is explained by other variables outside variables in this study