Add to ORKGThis paper examines the nature and extent of household indebtedness in West Bengal, focusing on households ’ access to credit and factors infl uencing interest rate determination in informal credit markets. As far as accessibility is concerned, it fi nds that the urban poor face greater problems than their rural counterparts in accessing formal and informal sources of credit. Using an ordered logit model it shows how information and monitoring opportunities play a critical role in arriving at a rate of interest for the lender
An understanding of household finance in rural communities is vital to poverty reduction strategies ...
Bhattacharyya* This study, based on a primary field survey in ruralWest Bengal, analyses the terms a...
The paper uses the concept of credit limit to analyze the determinants of household access to and pa...
The credit delivery system in India comprises both formal and informal institutions. The formal syst...
International audienceIn this article we present the role of social proximity in the formation of th...
This study has investigated into the co-existence of the formal and informal sources of credit and t...
Many governments have perceived the rural moneylender as usurious. This article takes a first step t...
The importance of credit market imperfections due to asymmetric information is multidimensional in t...
Informal lending and borrowing among close acquaintances such as relatives and friends have been fou...
The paper uses the concept of credit limit to analyze the determinants of household access to and pa...
This dissertation provides an explanation for the co-existence of formal and informal lenders in rur...
Credit market is an imperfect market due to the existence of asymmetrical information between lender...
Credit is very important in the lives of the poor people. The benefits of credit are manifold. Even ...
The informal credit sources, though their share in the total credit market is declining, can still b...
Informal lending and borrowing among close acquaintances such as relatives and friends have been fou...
An understanding of household finance in rural communities is vital to poverty reduction strategies ...
Bhattacharyya* This study, based on a primary field survey in ruralWest Bengal, analyses the terms a...
The paper uses the concept of credit limit to analyze the determinants of household access to and pa...
The credit delivery system in India comprises both formal and informal institutions. The formal syst...
International audienceIn this article we present the role of social proximity in the formation of th...
This study has investigated into the co-existence of the formal and informal sources of credit and t...
Many governments have perceived the rural moneylender as usurious. This article takes a first step t...
The importance of credit market imperfections due to asymmetric information is multidimensional in t...
Informal lending and borrowing among close acquaintances such as relatives and friends have been fou...
The paper uses the concept of credit limit to analyze the determinants of household access to and pa...
This dissertation provides an explanation for the co-existence of formal and informal lenders in rur...
Credit market is an imperfect market due to the existence of asymmetrical information between lender...
Credit is very important in the lives of the poor people. The benefits of credit are manifold. Even ...
The informal credit sources, though their share in the total credit market is declining, can still b...
Informal lending and borrowing among close acquaintances such as relatives and friends have been fou...
An understanding of household finance in rural communities is vital to poverty reduction strategies ...
Bhattacharyya* This study, based on a primary field survey in ruralWest Bengal, analyses the terms a...
The paper uses the concept of credit limit to analyze the determinants of household access to and pa...