Urban real estate in Ghana: A study of housing-related remittances from Australia

A combination of rapid population growth and low incomes results in housing shortages in Ghana. Migration to Europe, America and Scandinavia has provided a way for some Ghanaians to escape this housing problem, as they take advantage of salaries there in order to save and build houses much quicker back home. This study of Ghanaian migrants in Sydney shows that by keeping at two or more jobs and saving about 33 per cent of their incomes, they are able to build houses worth US$100 000 in Ghana within 3-6 years. How these Ghanaians acquire land, how they build and their experiences after completing their houses provide clues on how to improve housing policy in Ghana. © 2010 Taylor & Francis