LEGAL ASPECTS OF FACTORING

V svojem diplomskem delu bom uvodoma opisal nekaj osnovnih značilnosti faktoringa. Predstavil bom tipične funkcije faktoringa, ker so le-te relevantne za opredelitev njegove pravne narave, krajše poglavje pa bom namenil tudi pregledu pojavnih oblik oz. modalitet faktoringa. V naslednjem poglavju se bom posvetil obravnavi pravne narave pogodbe o faktoringu, kjer bom predstavil pogodbo o faktoringu kot okvirno pogodbo, kot predpogodbo in kot pogodbo sklenjeno pod pogojem ali z opcijo. Odgovoril bom na vprašanje, zakaj so splošni pogoji poslovanja pri faktoringu tako pomembni. Celovito bom predstavil vlogo cesije (ki je tukaj lahko izvedena globalno ali z več posamičnimi cesijami), ker je to eden izmed ključnih elementov za izvedbo faktoringa. Cesijo v faktoringu razumemo kot orodje, akcesorni posel oz. pogodbi o faktoringu podrejeno ali v njej vsebovano sredstvo za prenos terjatve. Nadalje bom nekaj besed namenil naznanitvi cesije, prenosu stranskih pravic in dogovoru o prepovedi cediranja. V zadnjem poglavju bom predstavil faktoring kot mešano pogodbo, ki vsebuje elemente drugih zakonsko urejenih in zakonsko neurejenih pogodb ter vsako od njih na kratko predstavil, nato pa primerjal s pogodbo o faktoringu.In my diploma thesis I will initially describe some of the basic characteristics of factoring. I\u27m going to present the typical functions of factoring, because these are relevant for the definition of its legal nature. A short chapter will be dedicated to the review of modalities of factoring. The following chapter is intended for introducing the legal nature of the factoring contract, where the factoring contract will be presented as a framework contract, as a preliminary contract and as a contract containing either suspensive or resolutory condition or an option. I will explain why general terms and conditions are so important for the business of factoring. Next, I\u27m going to introduce the role of the assignment (it can be done by a general assignment or by individual assignments), which is one of the crucial elements for the execution of factoring. Assignment in factoring is perceived as means for the transfer of receivables. Denunciation of assignment, transfer of ancillary rights and pactum de non cedendo will be mentioned. In the last chapter I will outline factoring as a mixed contract, containing elements of other regulated and unregulated contracts (I will then briefly present each and compare them with the factoring contract)