Personality as a predictor of risk-taking behaviour

M.A. (Psychology)The present study was conducted to investigate the relationship between personality and risk taking behaviour in the South African context. Personality was measured with the Basic Traits Inventory (BTl), an assessment specifically developed to measure the broad dimensions of the five factor model of personality (John & Srivastava, 1999) in South Africa. The five dimensions on the BTl have the same names as the well-known five factor model, namely: Neuroticism, Extraversion, Openness to Experience, Agreeableness, and Conscientiousness. The primary objective of this study was to investigate the underlying personality structure across ten different forms of risk-related behaviour. The risk behaviours included smoking, alcohol consumption,.illegal drug use, sexual promiscuity, thrill-seeking activities, gambling, physical violence, romantic infidelity and other behaviours that may have led to a respondent being arrested. Given South Africa's unique population, a further objective ofthis study was to examine the degree to which the results from the study would be in line with those reported in so-called Western, Educated, Industrialised, Rich and Democratic (WEIRD) societies. The sample consisted of 683 respondents, all second-year students from a bilingual (Afrikaans and English) university in Johannesburg. There were 142 men and 538 women in the sample. Three of the respondents' gender was unknown. There were 425 White respondents, 120 Black respondents, 83 Indian respondents, 46 Coloured respondents and nine respondents who did not specify any population group. Respondents' mean age was 20.99 years with a standard deviation of5.10 years. The sample was not representative ofthe South African population, with men being underrepresented and White respondents overrepresented in comparison to other population groups. A multivariate technique, Descriptive Discriminant Analysis, was used to analyse personality differences across groups. The groups were formed based on the frequency with which individuals engaged in the different risk-behaviours. Post-hocanalyses allowed for a close rexamination of group differences. The results revealed that a single, statistically significant discriminant functionemergedfor all ten of the risk variables with the exceptionof one, for whichtwo possible discriminant functions were identified. This showed that different combinations of the five personality factors were, to some extent, able to account for group separation on each of the risk variables. Considering the results as a whole, some interesting findings were revealed: It became evident that no single personality structureexists across the different risk-variables of this study. It was clear that some personality factors were more important, whereas others were less important, depending on the type of risk-behaviour being considered. Despite these seeming differences, important patterns of personality emergedacross the risk-variables. Conscientiousness, and in particular, Extraversion were identified as the most salient predictors of the risk-behaviours in this study, although important contributions were also made by the remaining personality factors: Conscientiousness was further found to be the most important predictor of health-risk behaviours such as smoking, alcohol consumption, and druguse. In general, Opennessto Experience, Agreeableness, and Neuroticism appeared to be more selectively associated with specific risk-behaviours when compared to Extraversion and Conscientiousness. Overall, the findings reported in this study were largely in line with those reported in so called WEIRD countries. The results of this study further supported the generalisability of prior research regarding the relationship between personality and risk-taking. It also demonstrated the utility of the five factor model as a promising predictor of risky behaviour. For future research it is recommended that the facet-scale level of the BTl be used to further investigate the personality-risk relationship