Add to ORKGThis article analyzes recent proposals to regulate credit card interest rates on a national scale. The proposals are a modern chapter in a very old story. Usury laws-laws forbidding or limiting payment for money loans-are among the most ancient forms of price control. Like previous economic studies of usury controls, this one concludes that they are unjustified because the supply of credit is highly competitive, and would be harmful because they would cause an artificial contraction in the supply of credit and other economic inefficiencies
The authors examine the ways in which the credit crunch has simulated both immediate regulatory init...
This dissertation focuses on the interaction of consumer and firm behavior with regulation in credit...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...
This article analyzes recent proposals to regulate credit card interest rates on a national scale. T...
This article explores the specific question of setting a legal maximum for credit card interest rate...
Obtaining credit through the use of bank credit cards, apart of everyday life for most Americans, is...
This article builds on the argument that the usury solution is flawed and urges a compromise between...
This Article explores the relationship between consumer credit markets and bankruptcy policy. In gen...
This article studies the effects of interest rate restrictions on loan allocation. The British gover...
The question of whether interest rates should be regulated for the good of society has been debated ...
Much has recently been written about the desirability of restric-tive usury laws. While low maximum ...
Thesis: Ph. D., Massachusetts Institute of Technology, Department of Economics, 2018.Cataloged from ...
We build a framework to understand the effects of regulatory interventions in creditmarkets, such as...
The Credit Card Fair Fee Act of 2008 was introduced as a bill in 2008 following an increased uproar ...
The author describes the general usury statutes found in the United States. After explaining the bas...
The authors examine the ways in which the credit crunch has simulated both immediate regulatory init...
This dissertation focuses on the interaction of consumer and firm behavior with regulation in credit...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...
This article analyzes recent proposals to regulate credit card interest rates on a national scale. T...
This article explores the specific question of setting a legal maximum for credit card interest rate...
Obtaining credit through the use of bank credit cards, apart of everyday life for most Americans, is...
This article builds on the argument that the usury solution is flawed and urges a compromise between...
This Article explores the relationship between consumer credit markets and bankruptcy policy. In gen...
This article studies the effects of interest rate restrictions on loan allocation. The British gover...
The question of whether interest rates should be regulated for the good of society has been debated ...
Much has recently been written about the desirability of restric-tive usury laws. While low maximum ...
Thesis: Ph. D., Massachusetts Institute of Technology, Department of Economics, 2018.Cataloged from ...
We build a framework to understand the effects of regulatory interventions in creditmarkets, such as...
The Credit Card Fair Fee Act of 2008 was introduced as a bill in 2008 following an increased uproar ...
The author describes the general usury statutes found in the United States. After explaining the bas...
The authors examine the ways in which the credit crunch has simulated both immediate regulatory init...
This dissertation focuses on the interaction of consumer and firm behavior with regulation in credit...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...