Add to ORKGAn analysis of new federal mortgage lending data confirms that high cost subprime lending tends to be concentrated in minority communities and to African American and Hispanic borrowers. Reinvestment Alert 28 is based on new 2004 HMDA data which includes pricing information for subprime loans
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Over the past five years, housing values have increased nationally by an average of 68.3%. While low...
In spite of the recent impetus to reform home mortgage markets, particularly as they affect low- and...
We investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of ...
The recent turmoil in the financial markets caused by rising default rates on subprime residential h...
Some observers have argued that minority borrowers and neighborhoods were targeted for expensive cre...
African-Americans and Latinos get high-priced subprime mortgages far more frequently than whites -- ...
It is a commonly held belief that subprime lenders, who issue loans to risky borrowers, provide cred...
This paper analyzes a recent economical phenomena that is occurring to minorities and low-income Ame...
We explore the types of data used to characterize risky subprime lending and consider the geographic...
Paper presented at the 2009 Federal Reserve System Community Affairs Research ConferenceThe recent r...
It is a commonly held belief that subprime lenders, who issue loans to risky borrowers, provide cred...
For years, subprime lenders have defended prepayment penalties by claiming that borrowers with penal...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Over the past five years, housing values have increased nationally by an average of 68.3%. While low...
In spite of the recent impetus to reform home mortgage markets, particularly as they affect low- and...
We investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of ...
The recent turmoil in the financial markets caused by rising default rates on subprime residential h...
Some observers have argued that minority borrowers and neighborhoods were targeted for expensive cre...
African-Americans and Latinos get high-priced subprime mortgages far more frequently than whites -- ...
It is a commonly held belief that subprime lenders, who issue loans to risky borrowers, provide cred...
This paper analyzes a recent economical phenomena that is occurring to minorities and low-income Ame...
We explore the types of data used to characterize risky subprime lending and consider the geographic...
Paper presented at the 2009 Federal Reserve System Community Affairs Research ConferenceThe recent r...
It is a commonly held belief that subprime lenders, who issue loans to risky borrowers, provide cred...
For years, subprime lenders have defended prepayment penalties by claiming that borrowers with penal...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Over the past five years, housing values have increased nationally by an average of 68.3%. While low...
In spite of the recent impetus to reform home mortgage markets, particularly as they affect low- and...