A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit. The authors raise the concern that simple comparisons of denial rates are not sufficient for grasping the complexities surrounding community-oriented lending.Mortgages ; Community Reinvestment Act of 1977 ; Home Mortgage Disclosure Act
In 2001, the homeownership rate in the United States reached 67.8 percent--an all-time high. The ben...
In 2001, the homeownership rate in the United States reached 67.8 percent--an all-time high. The ben...
In recent years, financial institutions are using machine learning algorithms for the mortgage appro...
An examination of how and why individual financial institutions vary in their propensity to attract ...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
In the 1960s and 70s, Congress enacted a number of laws aimed at eliminating discrimination in acces...
Housing condition and neighborhood vitality depend on investments by institutions that make purchase...
Housing condition and neighborhood vitality depend on investments by institutions that make purchase...
Many studies have shown the existence of disparities in loan denial rates between blacks and whites ...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/47806/1/11146_2005_Article_BF01099280.p...
This article seeks to evaluate discrimination in home mortgage originations by exam-ining the perfor...
Three years ago, the Federal Reserve Bank of Boston released an examination of racial patterns in mo...
In 2001, the homeownership rate in the United States reached 67.8 percent--an all-time high. The ben...
In 2001, the homeownership rate in the United States reached 67.8 percent--an all-time high. The ben...
In recent years, financial institutions are using machine learning algorithms for the mortgage appro...
An examination of how and why individual financial institutions vary in their propensity to attract ...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
In the 1960s and 70s, Congress enacted a number of laws aimed at eliminating discrimination in acces...
Housing condition and neighborhood vitality depend on investments by institutions that make purchase...
Housing condition and neighborhood vitality depend on investments by institutions that make purchase...
Many studies have shown the existence of disparities in loan denial rates between blacks and whites ...
Should lenders have absolute discretion when setting mortgage loan prices regardless of the borrower...
Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/47806/1/11146_2005_Article_BF01099280.p...
This article seeks to evaluate discrimination in home mortgage originations by exam-ining the perfor...
Three years ago, the Federal Reserve Bank of Boston released an examination of racial patterns in mo...
In 2001, the homeownership rate in the United States reached 67.8 percent--an all-time high. The ben...
In 2001, the homeownership rate in the United States reached 67.8 percent--an all-time high. The ben...
In recent years, financial institutions are using machine learning algorithms for the mortgage appro...