Add to ORKGChanges in levels of aggregate household debt in the United States may contain information about the current state of the nation's economy and may affect its future direction. A commonly used measure of household indebtedness is the household debt service ratio (formerly known as the household debt service burden), published since 1980 by the Board of Governors of the Federal Reserve System. Recent changes in financial markets have prompted a comprehensive revision of this statistic. This article describes the revision and introduces a new measure, the financial obligations ratio, which adds recurring obligations -- rent, auto leases, homeowners' insurance, and property taxes -- to the traditional calculation of the debt service ratio. In t...
In recent years, a record number of U.S. households have declared bankruptcy. This article explores ...
Who, in the U.S., is ultimately responsible for servicing government debt levels? They are the indiv...
From the late 1990s through 2005, the U.S. experienced an unprecedented housing boom, which boosted ...
The fast growing household debt in the U.S. has become a concern to the general public and policy ma...
Given that household debt raises certain concerns about the resilience of the economy, against this ...
Summary: In the wake of the Global Financial Crisis, a significant research effort has been made to ...
Recently, U.S. households have committed a rising share of disposable personal income to required pr...
The article analyses the rise in household indebtedness from the point of view of its causes and lon...
Household debt growth has been high over the past 8‐9 years and it has been far higher than growth i...
452-2995. The opinions, analysis, and conclusions of this paper are solely the authors ’ and do not ...
Of the manifold problems that low income households wrestle with in their everyday lives the most wo...
This paper identifies the impact of borrowing constraints on homeownership in the U.S. in the afterm...
This paper investigates the factors driving US household borrowing up to 2007. Two popular explanati...
New York City will set the pace for job growth in the New York-New Jersey region in 2001, with emplo...
The sharp rise in household debt and delinquency rates over the last year has led to speculation tha...
In recent years, a record number of U.S. households have declared bankruptcy. This article explores ...
Who, in the U.S., is ultimately responsible for servicing government debt levels? They are the indiv...
From the late 1990s through 2005, the U.S. experienced an unprecedented housing boom, which boosted ...
The fast growing household debt in the U.S. has become a concern to the general public and policy ma...
Given that household debt raises certain concerns about the resilience of the economy, against this ...
Summary: In the wake of the Global Financial Crisis, a significant research effort has been made to ...
Recently, U.S. households have committed a rising share of disposable personal income to required pr...
The article analyses the rise in household indebtedness from the point of view of its causes and lon...
Household debt growth has been high over the past 8‐9 years and it has been far higher than growth i...
452-2995. The opinions, analysis, and conclusions of this paper are solely the authors ’ and do not ...
Of the manifold problems that low income households wrestle with in their everyday lives the most wo...
This paper identifies the impact of borrowing constraints on homeownership in the U.S. in the afterm...
This paper investigates the factors driving US household borrowing up to 2007. Two popular explanati...
New York City will set the pace for job growth in the New York-New Jersey region in 2001, with emplo...
The sharp rise in household debt and delinquency rates over the last year has led to speculation tha...
In recent years, a record number of U.S. households have declared bankruptcy. This article explores ...
Who, in the U.S., is ultimately responsible for servicing government debt levels? They are the indiv...
From the late 1990s through 2005, the U.S. experienced an unprecedented housing boom, which boosted ...