ANALYSIS OF THE FACTORS IN THE DECISION ON HOUSING OF POTENTIAL CUSTOMERS OF HOUSING FUND OF THE REPUBLIC OF SLOVENIA, PUBLIC FUND

Vloga države na stanovanjskem področju je pomembna, saj je za večino državljanov dostop do primernega stanovanja možen samo s pomočjo države, z zagotavljanjem ugodnih stanovanjskih posojil za nakup ali graditev stanovanj in z zagotavljanjem najemnih stanovanj. Država, ki prebivalcem zagotavlja možnosti in pogoje, da si priskrbijo svojim potrebam in možnostim ustrezno stanovanje, zagotavlja enake možnosti za vse in povečuje socialno varnost. Stanovanjska politika mora zagotavljati kakovost stanovanj ter njihovo energetsko in funkcionalno učinkovitost kar je pomembno za kakovost bivanja prebivalcev. V magistrskem delu smo v teoretičnem delu predstavili stanje stanovanjskega fonda v Sloveniji, izvajanje nacionalnega stanovanjskega programa, delovanje, program in dejavnosti Stanovanjskega sklada Republike Slovenije, javnega sklada, ki deluje v nacionalnem interesu na celotnem območju države. V empiričnem delu smo analizirali dejavnike, ki vplivajo na proces odločanja potencialnih odjemalcev Stanovanjskega sklada Republike Slovenije, javnega sklada. Ugotavljali smo povezanosti in razlike med posameznimi skupinami gospodinjstev glede izbire tipa stanovanja, izbire lokacije stanovanja in pomembnosti posameznih dejavnikov, ki vplivajo na nakup ali najem stanovanja.The role of government in the housing sector is important as most of the citizens can access to adequate housing only with the help of the state, by providing affordable housing loan for the purchase or construction of housing and rental housing. The state ensures equal opportunities for all citizens and increases social security, by providing them with opportunities and conditions to satisfy their needs and possibilities of adequate housing. Housing policy must ensure the quality of housing and its energy efficiency and functionality which is important for the quality of life of the residents. In master\u27s thesis, in the theoretical part, we present the state of the housing stock in Slovenia, implementation of national housing program, function, program and activities of the Housing Fund of the Republic of Slovenia, Public Fund, acting in the national interest throughout the country. In the empirical part, we analyze the factors that influence the decision-making process of potential customers of the Housing Fund of the Republic of Slovenia, Public Fund. We determined the relationship and differences between the various groups of households by selecting the type of housing, the location of housing and the importance of individual factors that influence the purchase or rental of housing