EXECUTION ON THE IMMOVABLE PROPERTY WITH PARTICULAR EMPHASIS ON THE PRACTIAL ASPECTS OF THE APPRAISAL PROCEDURE AND SALE OF THE IMMOVABLE PROPERTY

Diplomsko delo o izvršbi na nepremičnine, ki se nanaša na cenitev in prodajo nepremičnin, je nastalo zaradi povečanja števila izvršb te vrste v praksi. Glede na to, da se vedno več ljudi v praksi sooča s tem problemom, saj samega postopka ne poznajo, sem se odločila, da omenjeno tematiko podrobneje predstavim v tem diplomskem delu. V uvodu sem predstavila splošne pojme, ki jih srečamo v samem izvršilnem postopku, v osrednjem delu pa sem se osredotočila na izvršbo na nepremičnine, torej na cenitev nepremičnine, zaznambo v zemljiški knjigi, prodajo in posledice prodaje, ter analizirala glavno problematiko na tem področju. Analiza problematike se nanaša predvsem na čas trajanja samega postopka, ki je zaradi vmesnih procesnih dejanj zelo zamuden, na povečane izvršilne stroške, ki jih vsako vmesno dejanje dodatno povzroči, in na vprašanje »bagatelnih terjatev« pri tej vrsti izvršbe. Namreč, zakonodaja ne določa minimalne višine terjatve, kdaj se upnik lahko odloči za to sredstvo izvršbe, in posledično se dolžniki zaradi tega sklicujejo na kršitev oz. neupoštevanje načela sorazmernosti v izvršilnem postopku, čeprav je »krivda« za nastanek dolga oziroma terjatve še vedno na njihovi strani. Teoretični del diplomske naloge sem podkrepila s primeri iz sodne prakse, pri praktičnem delu, konkretneje pri sami cenitvi nepremičnine, pa mi je bil v veliko pomoč cenilec za gradbeništvo, g. Milan Križaj.The graduation thesis about the execution on the immovable property, which refers to the appraisal and sale of the immovable property, has been written due to the increase of these kind of executions in practise. Since more and more people face this problem in real life, and they are not familiar with the procedure itself, I have decided to present the topic in detail in this thesis. In the introductory part, I presented general terms encountered in the execution procedure. In the main part, I focused on the execution on the immovable property, therefore the appraisal of the property, notice in the land register, sale, and consequences of the sale. I also analysed the main problems in this field. The analysis of the problems is primarily related to the duration of the procedure itself, which is very time-consuming due to the procedural stepsto the increased execution costs caused by each procedural step, and to the question of “trifle claim” in this kind of execution. The legislation actually does not define the minimum amount of the claim, and when the creditor can use this kind of execution. Consequently, the debtors refer to the violation or non-compliance with the principle of proportionality in the execution procedure, even though the “guilt” for creating a debt or a claim is still theirs. The theoretical part of the thesis is supported by the examples from the case law. For the practical part, specifically for the appraisal of the immovable property, Mr Milan Križaj – an appraisal for civil engineering − provided an important help